What is Credit Builder?
Credit Builder is a loan secured with a locked savings account. You pick the monthly payment that fits your budget, as low as $25. The monthly payment includes interest and principal. After 24 payments, the loan is paid in full and you have full access to the loan amount in the savings account.
How Does Credit Builder Help Me?
Each monthly loan payment made to your credit builder account will be reported to all three credit bureaus: Experian, TransUnion, and Equifax. Your on-time, monthly payments help you build credit and establish a better credit history!
How Does it Work?
Start Building Your Credit History and Savings with Just $25 a Month!
1
Apply for Total Credit Builder!
Choose a savings plan with manageable payment terms that fit your budget.
2
Make on-time payments each month.
Every payment is reported to the credit bureaus to build credit history while growing your savings.¹
3
Collect your savings!
After two years and 24 payments, you’ll get your savings back and enjoy your improved credit score!¹
Start a New Chapter with
Total Credit Builder
Quick & Easy Application
No Credit Score or Credit History Required
Choose Your Monthly Payment
Monthly Reports to the 3 Major Credit Bureaus
Build Your Savings - Up to $900
No Hard Credit Inquiry
Begin Building Credit with Your First Payment¹
Avoid Late Payments with Auto-Pay
Build Your Credit and Track Your Score with CreditView!¹
Track your progress with complimentary CreditView Credit Monitoring powered by TransUnion!
