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CREDIT BUILDER BENEFITS

Build Your Savings

Avoid Late Payments
with Auto-Pay

Reports to All
3 Credit Bureaus

Choose Your Own Plan

Build Your Savings

Avoid Late Payments
with Auto-Pay

Reports to All
3 Credit Bureaus

Choose Your Own Plan

START BUILDING YOUR CREDIT HISTORY AND SAVINGS WITH JUST $25 A MONTH!¹

How Credit Builder works

Apply for Total Credit Builder!

Choose a savings plan with manageable payment terms that fit your budget.

Make on-time payments each month.

Every payment is reported to the credit bureaus to build credit history while growing your savings.¹

Collect your savings!

After two years and 24 on-time payments, receive your savings and enjoy your improved credit standing!
Learn More

START BUILDING YOUR CREDIT HISTORY AND SAVINGS WITH JUST $25 A MONTH!¹

How Credit Builder works

Apply for Total Credit Builder!

Choose a savings plan with manageable payment terms that fit your budget.

Make on-time payments each month.

Every payment is reported to the credit bureaus to build credit history while growing your savings.¹

Collect your savings!

After two years and 24 on-time payments, receive your savings and enjoy your improved credit standing!
Learn More

Privacy Notice

Digital Privacy Policy

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The USA PATRIOT Act is a federal law that requires all financial institutions to obtain, verify, and record information that identifies each person who opens an Account. What this means for you: When you open an Account, we will ask for your name, address, date of birth, and other information that will allow us to reasonably identify you. We may also ask to see your driver’s license or other identifying documents at any time.

All Credit Builder Accounts provided by The Bank of Missouri, Member FDIC.

¹Account holders who pay their bill on time every month may build (or rebuild) their credit.